:root{
  --cerise:#f11050;
  --cerise-dark:#cf0c43;
  --cerise-soft:#fff0f5;
  --teal:#28a9a0;
  --teal-dark:#147f79;
  --teal-soft:#effaf9;
  --charcoal:#24272b;
  --navy:#172631;
  --text:#566067;
  --muted:#7c868d;
  --line:#e8edef;
  --paper:#ffffff;
  --wash:#f7fbfb;
  --beige:#fbfaf7;
  --shadow:0 24px 70px rgba(23,38,49,.10);
  --shadow-soft:0 12px 36px rgba(23,38,49,.08);
  --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"DM Sans",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:var(--paper);overflow-x:hidden}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}
::selection{background:#ffd9e5;color:var(--charcoal)}

/* Startup-only motion. Nothing is tied to scrolling or IntersectionObserver. */
.page-shell{opacity:0;transform:none}
body.is-ready .page-shell{animation:pageIn .65s ease forwards}
.startup{opacity:0;transform:translateY(12px)}
body.is-ready .startup{animation:softIn .75s cubic-bezier(.2,.7,.2,1) forwards}
body.is-ready .startup.d2{animation-delay:.09s}
body.is-ready .startup.d3{animation-delay:.18s}
body.is-ready .startup.d4{animation-delay:.27s}
@keyframes pageIn{from{opacity:0}to{opacity:1}}
@keyframes softIn{to{opacity:1;transform:none}}

.preloader{position:fixed;inset:0;z-index:9999;display:grid;place-items:center;background:#fff;transition:opacity .55s ease,visibility .55s ease}
.preloader.is-hidden{opacity:0;visibility:hidden;pointer-events:none}
.loader-wrap{text-align:center;width:min(330px,80vw)}
.loader-logo{width:260px;background:white;margin-bottom:24px}
.breathe-mark{width:148px;height:42px;margin:0 auto 14px;position:relative}
.breathe-mark:before{content:"";position:absolute;left:0;right:0;top:20px;height:2px;background:linear-gradient(90deg,transparent,var(--teal),var(--cerise),transparent);animation:breatheLine 1.8s ease-in-out infinite}
.breathe-mark i{position:absolute;width:11px;height:11px;border-radius:50%;top:15px;animation:drift 1.8s ease-in-out infinite}
.breathe-mark i:first-child{left:36px;background:var(--teal)}
.breathe-mark i:last-child{right:36px;background:var(--cerise);animation-delay:.12s}
.loader-copy{font-family:"Manrope",sans-serif;font-size:.88rem;font-weight:800;letter-spacing:.08em;color:var(--charcoal)}
.loader-small{font-size:.77rem;color:var(--muted);margin-top:.25rem}
@keyframes breatheLine{0%,100%{transform:scaleX(.45);opacity:.45}50%{transform:scaleX(1);opacity:1}}
@keyframes drift{0%,100%{transform:translateY(0)}50%{transform:translateY(-7px)}}

.utility-bar{background:var(--charcoal);color:#e9eeee;font-size:.82rem;padding:.52rem 0}
.utility-bar a{color:#fff}.utility-bar .divider{opacity:.3;margin:0 .65rem}
.site-nav{background:rgba(255,255,255,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(23,38,49,.07);position:sticky;top:0;z-index:1030;padding:.82rem 0}
.navbar-brand img{width:230px;display:block}
.nav-cluster{border:1px solid var(--line);border-radius:999px;padding:.26rem;background:#fff}
.nav-link{font-weight:750;color:var(--charcoal)!important;border-radius:999px;padding:.57rem .78rem!important;font-size:.91rem}
.nav-link:hover,.nav-link.active{background:var(--teal-soft);color:var(--teal-dark)!important}
.nav-cta{margin-left:.65rem}

.btn{border-radius:999px;font-weight:800;border-width:1px;padding:.8rem 1.2rem;transition:transform .2s ease,box-shadow .2s ease,background .2s ease,border-color .2s ease}
.btn:hover{transform:translateY(-2px)}
.btn-cerise{background:var(--cerise);border-color:var(--cerise);color:#fff;box-shadow:0 12px 25px rgba(241,16,80,.18)}
.btn-cerise:hover{background:var(--cerise-dark);border-color:var(--cerise-dark);color:#fff;box-shadow:0 16px 32px rgba(241,16,80,.22)}
.btn-teal{background:var(--teal);border-color:var(--teal);color:#fff;box-shadow:0 12px 25px rgba(40,169,160,.18)}
.btn-teal:hover{background:var(--teal-dark);border-color:var(--teal-dark);color:#fff}
.btn-outline-teal{background:#fff;border-color:var(--teal);color:var(--teal-dark)}
.btn-outline-teal:hover{background:var(--teal-soft);border-color:var(--teal);color:var(--teal-dark)}
.btn-dark{background:var(--charcoal);border-color:var(--charcoal);color:#fff}
.micro-promise{font-size:.78rem;color:var(--muted);font-weight:650;margin-top:.65rem}

.hero-editorial{padding:44px 0 72px;position:relative;overflow:hidden;background:#fff}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;min-height:650px;align-items:stretch;border-radius:38px;overflow:hidden;background:var(--wash);border:1px solid #edf1f2;box-shadow:var(--shadow)}
.hero-copy{padding:clamp(38px,5vw,74px);display:flex;flex-direction:column;justify-content:center;position:relative;background:linear-gradient(145deg,#fff 0%,#fbfefe 100%)}
.hero-copy:after{content:"";position:absolute;width:260px;height:260px;left:-130px;bottom:-130px;border:1px solid rgba(40,169,160,.17);border-radius:50%}
.kicker{display:inline-flex;align-items:center;gap:.55rem;color:var(--teal-dark);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem}
.kicker:before{content:"";width:26px;height:2px;background:var(--cerise)}
.hero-editorial h1,.page-title{font-family:"Manrope",sans-serif;color:var(--navy);font-weight:800;letter-spacing:-.055em;line-height:1.01}
.hero-editorial h1{font-size:clamp(3.35rem,5.9vw,6.15rem);margin:1rem 0 1.25rem}
.hero-editorial h1 em{font-style:normal;color:var(--cerise)}
.hero-lead{font-size:1.08rem;line-height:1.76;max-width:650px;color:#667178;margin:0}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.65rem}
.hero-image{position:relative;min-height:650px;background-image:linear-gradient(180deg,rgba(9,55,75,.02),rgba(9,55,75,.08)),url('../img/home-hero-debt-relief.png');background-size:cover;background-position:center center}
.hero-image:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.08),transparent 45%)}
.hero-breathe{position:absolute;right:26px;top:26px;z-index:2;background:rgba(255,255,255,.88);backdrop-filter:blur(8px);padding:.7rem .95rem;border-radius:999px;font-size:.8rem;font-weight:800;color:var(--navy);box-shadow:var(--shadow-soft)}
.hero-breathe .pulse{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--teal);margin-right:.42rem;animation:pulse 2.6s ease-in-out infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(40,169,160,.2)}50%{box-shadow:0 0 0 9px rgba(40,169,160,0)}}
.hero-form{position:absolute;z-index:3;left:28px;right:28px;bottom:28px;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.9);border-radius:24px;padding:22px;box-shadow:0 20px 50px rgba(23,38,49,.16)}
.hero-form h2{font-family:"Manrope";font-size:1.13rem;font-weight:800;color:var(--navy);margin:0 0 .25rem}
.hero-form p{font-size:.82rem;margin:0 0 1rem;color:#69767d}
.form-control,.form-select{border:1px solid #dfe6e8;border-radius:14px;padding:.82rem .95rem;color:var(--charcoal);background:#fff}
.form-control:focus,.form-select:focus{border-color:var(--teal);box-shadow:0 0 0 .22rem rgba(40,169,160,.10)}
.form-label{font-size:.83rem;font-weight:800;color:var(--navy)}

.pathway-strip{margin-top:-32px;position:relative;z-index:10}
.pathway-card{background:#fff;border-radius:28px;border:1px solid var(--line);box-shadow:var(--shadow-soft);padding:18px;display:grid;grid-template-columns:auto 1fr auto 1fr;gap:14px;align-items:center}
.pathway-intro{padding:0 12px}.pathway-intro small{display:block;color:var(--teal-dark);font-weight:800;text-transform:uppercase;letter-spacing:.11em}.pathway-intro strong{display:block;color:var(--navy);font-family:"Manrope";font-size:1.1rem}
.pathway-choice{border-radius:20px;padding:18px 20px;display:flex;align-items:center;gap:14px;transition:transform .2s ease}
.pathway-choice:hover{transform:translateY(-3px)}
.pathway-choice.teal{background:var(--teal-soft)}.pathway-choice.pink{background:var(--cerise-soft)}
.pathway-icon{width:44px;height:44px;display:grid;place-items:center;border-radius:15px;background:#fff;color:var(--teal-dark);font-size:1.2rem;flex:0 0 auto}
.pathway-choice.pink .pathway-icon{color:var(--cerise)}
.pathway-choice strong{display:block;color:var(--navy);font-size:.96rem}.pathway-choice span{font-size:.79rem;color:#6c777e}

.section{padding:clamp(78px,8vw,122px) 0}
.section-tight{padding:72px 0}
.section-wash{background:var(--wash)}
.section-beige{background:var(--beige)}
.section-label{font-weight:850;letter-spacing:.13em;text-transform:uppercase;color:var(--teal-dark);font-size:.75rem}
.section-title{font-family:"Manrope";font-weight:800;letter-spacing:-.045em;line-height:1.05;color:var(--navy);font-size:clamp(2.35rem,4.3vw,4.3rem);margin:.65rem 0 1rem}
.section-copy{line-height:1.8;color:#68747b;font-size:1.03rem;max-width:730px}

.two-paths{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:42px}
.path-card{border:1px solid var(--line);border-radius:30px;padding:34px;background:#fff;position:relative;overflow:hidden;min-height:410px;box-shadow:0 10px 34px rgba(23,38,49,.05)}
.path-card:after{content:"";position:absolute;width:210px;height:210px;border-radius:50%;right:-90px;top:-95px;background:var(--teal-soft)}
.path-card.pink:after{background:var(--cerise-soft)}
.path-number{font-family:"Manrope";font-size:.78rem;font-weight:800;letter-spacing:.12em;color:var(--teal-dark);position:relative;z-index:2}
.path-card.pink .path-number{color:var(--cerise)}
.path-card h3{font-family:"Manrope";font-size:2rem;letter-spacing:-.035em;font-weight:800;color:var(--navy);margin:1rem 0 .65rem;position:relative;z-index:2}
.path-card p{position:relative;z-index:2;line-height:1.7}
.clean-list{list-style:none;padding:0;margin:1.2rem 0 1.65rem;display:grid;gap:.72rem;position:relative;z-index:2}
.clean-list li{display:flex;gap:.65rem;align-items:flex-start;color:#56636a}
.clean-list i{font-style:normal;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal-dark);font-size:.72rem;font-weight:900;flex:0 0 auto;margin-top:1px}
.path-card.pink .clean-list i{background:var(--cerise-soft);color:var(--cerise)}

.image-editorial{border-radius:34px;overflow:hidden;min-height:560px;box-shadow:var(--shadow-soft);background-size:cover;background-position:center}
.image-empathy{background-image:url('../img/home-empathy-support.png');background-position:center center}
.image-about-story{background-image:url('../img/about-story-roadmap.png');background-position:center}
.image-debt-review{background-image:url('../img/debt-review-structured.png');background-position:center}
.image-clearance{background-image:url('../img/debt-clearance-cleared.png');background-position:center center}
.editorial-panel{padding:clamp(16px,4vw,48px)}
.empathy-quote{font-family:"Manrope";font-size:clamp(1.7rem,3vw,2.75rem);line-height:1.25;letter-spacing:-.035em;color:var(--navy);font-weight:750;margin-bottom:1.3rem}
.empathy-quote .pink{color:var(--cerise)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:42px}
.step-card{border-top:2px solid var(--teal);padding:28px 24px 22px;background:#fff;border-radius:0 0 24px 24px;box-shadow:0 12px 30px rgba(23,38,49,.05);position:relative}
.step-card:nth-child(2){border-top-color:var(--cerise)}
.step-no{font-family:"Manrope";font-size:3rem;color:#e6eeee;font-weight:800;position:absolute;right:22px;top:14px}
.step-icon{width:48px;height:48px;border-radius:15px;background:var(--teal-soft);color:var(--teal-dark);display:grid;place-items:center;font-size:1.25rem;margin-bottom:1.1rem}
.step-card:nth-child(2) .step-icon{background:var(--cerise-soft);color:var(--cerise)}
.step-card h3{font-family:"Manrope";font-weight:800;color:var(--navy);font-size:1.12rem}.step-card p{margin:0;line-height:1.7;font-size:.94rem}

.trust-banner{background:var(--navy);border-radius:30px;padding:30px;color:#fff;box-shadow:var(--shadow)}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.trust-stat{padding:4px 30px;border-right:1px solid rgba(255,255,255,.12)}.trust-stat:last-child{border-right:0}
.trust-stat strong{font-family:"Manrope";font-size:1.35rem;display:block}.trust-stat span{color:#cdd8dd;font-size:.87rem}

.calculator-shell{border:1px solid var(--line);border-radius:34px;padding:clamp(26px,4vw,48px);background:#fff;box-shadow:var(--shadow-soft)}
.calc-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:center}
.range-wrap{margin-top:1.4rem}.range-meta{display:flex;justify-content:space-between;font-size:.86rem;font-weight:750;color:var(--navy)}
.form-range::-webkit-slider-thumb{background:var(--cerise)}.form-range::-moz-range-thumb{background:var(--cerise)}
.calc-result{background:linear-gradient(145deg,var(--teal-soft),#fff8fa);border-radius:26px;padding:28px;position:relative;overflow:hidden}
.calc-result:after{content:"";position:absolute;width:160px;height:160px;border:30px solid rgba(241,16,80,.07);border-radius:50%;right:-60px;top:-70px}
.calc-row{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid rgba(23,38,49,.08);position:relative;z-index:2}.calc-row:last-of-type{border-bottom:0}
.calc-row span{font-size:.9rem}.calc-row strong{font-family:"Manrope";color:var(--navy)}
.calc-hero{font-family:"Manrope";font-size:2.6rem;color:var(--teal-dark);font-weight:800;letter-spacing:-.05em;position:relative;z-index:2}
.calc-note{font-size:.76rem;line-height:1.55;color:#748087;margin-top:1rem;position:relative;z-index:2}

.page-hero{padding:58px 0 70px;background:#fff}
.page-hero-card{min-height:420px;border-radius:38px;overflow:hidden;position:relative;background:var(--wash);border:1px solid var(--line);display:grid;grid-template-columns:1fr .86fr}
.page-hero-copy{padding:clamp(38px,6vw,76px);display:flex;flex-direction:column;justify-content:center}
.page-title{font-size:clamp(3rem,5.5vw,5.6rem);margin:.75rem 0 1rem}
.page-hero-image{background-size:cover;background-position:center;min-height:420px}

.content-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 8px 28px rgba(23,38,49,.05);height:100%}
.content-card h2,.content-card h3{font-family:"Manrope";font-weight:800;color:var(--navy);letter-spacing:-.025em}
.content-card p{line-height:1.78}
.value-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}
.value-card{padding:25px;border-radius:22px;background:var(--wash);border:1px solid #e9f2f1}
.value-card:nth-child(even){background:#fff8fa;border-color:#f7e7ed}
.value-card h3{font-size:1.05rem!important}.value-card p{font-size:.92rem;margin:0}

.service-section{padding:clamp(80px,8vw,120px) 0}
.service-number{font-family:"Manrope";font-size:.8rem;font-weight:800;letter-spacing:.13em;color:var(--cerise)}
.service-section h2{font-family:"Manrope";font-size:clamp(2.4rem,4vw,4rem);letter-spacing:-.045em;color:var(--navy);font-weight:800;line-height:1.06;margin:.7rem 0 .35rem}
.service-sub{font-family:"Manrope";font-size:1.35rem;color:var(--teal-dark);font-weight:700;margin-bottom:1.2rem}
.benefit-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px;margin:26px 0}
.benefit{border:1px solid var(--line);border-radius:18px;padding:17px;background:#fff}.benefit strong{display:block;color:var(--navy);font-size:.9rem;margin-bottom:.25rem}.benefit span{font-size:.82rem;line-height:1.55}
.process-list{counter-reset:steps;display:grid;gap:14px;margin-top:25px}.process-item{display:grid;grid-template-columns:46px 1fr;gap:15px;align-items:start}.process-item:before{counter-increment:steps;content:counter(steps,decimal-leading-zero);width:46px;height:46px;border-radius:15px;background:var(--teal-soft);color:var(--teal-dark);font-family:"Manrope";font-weight:800;display:grid;place-items:center}.process-item strong{color:var(--navy);display:block}.process-item p{font-size:.9rem;line-height:1.65;margin:.2rem 0 0}
.breathing-space{height:85px;background:var(--beige)}

.accordion{--bs-accordion-border-color:transparent;--bs-accordion-btn-focus-box-shadow:none}
.accordion-item{border:1px solid var(--line)!important;border-radius:20px!important;margin-bottom:12px;overflow:hidden;background:#fff}
.accordion-button{font-family:"Manrope";font-weight:750;color:var(--navy);padding:1.2rem 1.3rem;background:#fff}
.accordion-button:not(.collapsed){background:var(--teal-soft);color:var(--teal-dark);box-shadow:none}
.accordion-body{padding:0 1.3rem 1.3rem;line-height:1.75;color:#66737a}
.faq-group{max-width:900px;margin:0 auto 58px}.faq-group-title{font-family:"Manrope";font-size:1.55rem;font-weight:800;color:var(--navy);margin:0 0 1.2rem}
.fee-panel{background:var(--beige);border-radius:32px;padding:clamp(28px,5vw,55px);border:1px solid #f0eee9}

.blog-tabs .nav-link{border:1px solid var(--line);margin-right:.6rem;background:#fff;color:var(--navy)!important;padding:.75rem 1rem!important}.blog-tabs .nav-link.active{background:var(--teal);border-color:var(--teal);color:#fff!important}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}
.article-card{border:1px solid var(--line);border-radius:24px;padding:26px;background:#fff;min-height:285px;display:flex;flex-direction:column}.article-card .tag{font-size:.73rem;font-weight:850;text-transform:uppercase;letter-spacing:.1em;color:var(--cerise)}.article-card h3{font-family:"Manrope";font-size:1.2rem;font-weight:800;line-height:1.3;color:var(--navy);margin:.75rem 0}.article-card p{font-size:.91rem;line-height:1.7}.article-card .btn{margin-top:auto;align-self:flex-start}
.guide-article{max-width:900px;margin:0 auto 30px;padding:36px;border-radius:28px;border:1px solid var(--line);background:#fff}.guide-article h2{font-family:"Manrope";color:var(--navy);font-weight:800}.guide-article h3{font-family:"Manrope";font-size:1.05rem;color:var(--navy);font-weight:800}.guide-article p,.guide-article li{line-height:1.78}

.contact-layout{display:grid;grid-template-columns:1.05fr .95fr;gap:30px;align-items:start}
.form-card{border:1px solid var(--line);border-radius:30px;padding:clamp(28px,4vw,42px);background:#fff;box-shadow:var(--shadow-soft)}
.form-check-label{font-size:.9rem;color:#5d686f}.privacy-note{font-size:.77rem;line-height:1.55;color:#78838a;background:var(--wash);border-radius:14px;padding:12px 14px}
.contact-stack{display:grid;gap:16px}.contact-item{border:1px solid var(--line);border-radius:22px;padding:20px;background:#fff;display:flex;gap:14px}.contact-item-icon{width:45px;height:45px;border-radius:15px;background:var(--teal-soft);color:var(--teal-dark);display:grid;place-items:center;font-size:1.1rem;flex:0 0 auto}.contact-item:nth-child(2) .contact-item-icon{background:var(--cerise-soft);color:var(--cerise)}.contact-item strong{display:block;color:var(--navy);font-size:.9rem}.contact-item span,.contact-item a{font-size:.9rem;color:#647178}
.map-frame{width:100%;height:430px;border:0;border-radius:30px;box-shadow:var(--shadow-soft)}
.ncr-card{display:flex;align-items:center;gap:22px;border:1px solid var(--line);border-radius:24px;padding:22px;background:#fff}.ncr-card img{width:145px;border-radius:10px}.ncr-card strong{display:block;color:var(--navy)}.ncr-card span{font-size:.86rem;line-height:1.55;color:#6d787f}

.cta-panel{background:linear-gradient(120deg,var(--navy),#1c3848);border-radius:34px;padding:clamp(34px,5vw,58px);color:#fff;position:relative;overflow:hidden}.cta-panel:before{content:"";position:absolute;width:240px;height:240px;border-radius:50%;border:45px solid rgba(40,169,160,.13);right:-85px;top:-100px}.cta-panel h2{font-family:"Manrope";font-size:clamp(2.2rem,4vw,3.7rem);letter-spacing:-.04em;font-weight:800;position:relative}.cta-panel p{color:#d7e1e5;max-width:680px;position:relative;line-height:1.7}.cta-panel .btn{position:relative}

footer{background:#202428;color:#cbd1d4;padding:58px 0 26px;margin-top:0}.footer-logo{width:230px;background:white;border-radius:16px;padding:10px 14px}.footer-copy{font-size:.9rem;line-height:1.72;max-width:430px;margin-top:1rem}.footer-title{font-family:"Manrope";color:#fff;font-weight:800;font-size:.95rem;margin-bottom:1rem}.footer-links{list-style:none;margin:0;padding:0;display:grid;gap:.55rem}.footer-links a{font-size:.88rem}.footer-links a:hover{color:#fff}.footer-ncr{width:125px;background:#fff;border-radius:12px;padding:8px;margin-top:.6rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:20px;font-size:.78rem;color:#9ea8ad}
.whatsapp-float{position:fixed!important;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;font-size:1.55rem;z-index:9999;box-shadow:0 14px 35px rgba(0,0,0,.18);animation:whatsPulse 3s ease-in-out infinite}.whatsapp-float:hover{color:#fff;transform:translateY(-3px)}
@keyframes whatsPulse{0%,100%{box-shadow:0 14px 35px rgba(0,0,0,.18),0 0 0 0 rgba(37,211,102,.18)}50%{box-shadow:0 14px 35px rgba(0,0,0,.18),0 0 0 10px rgba(37,211,102,0)}}
.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}

@media(max-width:1199.98px){.navbar-brand img{width:205px}.nav-link{padding:.55rem .62rem!important}.hero-editorial h1{font-size:4.7rem}.pathway-card{grid-template-columns:1fr 1fr}.pathway-intro{grid-column:1/-1}.article-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:991.98px){.utility-bar{display:none}.nav-cluster{border:0;border-radius:0;padding:.8rem 0}.nav-cta{margin-left:0;margin-top:.4rem}.hero-grid,.page-hero-card,.contact-layout,.calc-grid{grid-template-columns:1fr}.hero-image{min-height:590px}.hero-copy{padding:48px 36px}.pathway-card{grid-template-columns:1fr}.two-paths,.steps,.trust-grid,.value-grid{grid-template-columns:1fr}.trust-stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.12);padding:18px}.trust-stat:last-child{border-bottom:0}.image-editorial{min-height:440px}.benefit-grid{grid-template-columns:1fr}.page-hero-image{min-height:330px}.article-grid{grid-template-columns:1fr 1fr}.breathing-space{height:55px}}
@media(max-width:575.98px){.navbar-brand img{width:190px}.hero-editorial{padding-top:22px}.hero-grid{border-radius:26px}.hero-copy{padding:38px 24px}.hero-editorial h1{font-size:3.45rem}.hero-image{min-height:640px}.hero-form{left:14px;right:14px;bottom:14px;padding:18px}.hero-breathe{right:14px;top:14px}.pathway-strip{margin-top:-18px}.pathway-card{border-radius:23px}.section{padding:72px 0}.section-title{font-size:2.55rem}.path-card{padding:26px}.steps{gap:16px}.calculator-shell{padding:24px}.calc-hero{font-size:2.2rem}.page-hero{padding:34px 0 48px}.page-hero-card{border-radius:26px}.page-hero-copy{padding:35px 24px}.page-title{font-size:3.25rem}.article-grid{grid-template-columns:1fr}.guide-article{padding:24px}.form-card{padding:24px}.map-frame{height:360px}.ncr-card{align-items:flex-start}.ncr-card img{width:105px}.cta-panel{border-radius:26px}.whatsapp-float{right:14px;bottom:14px;width:54px;height:54px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.page-shell,.startup{opacity:1!important;transform:none!important}}


/* v2.3 page-specific editorial hero imagery — every visible editorial photo is unique. */
.page-hero-image.about-photo{
  background-image:linear-gradient(180deg,rgba(23,38,49,.02),rgba(23,38,49,.09)),url('../img/about-hero-consultation.png');
  background-position:center 54%;
}
.page-hero-image.services-photo{
  background-image:linear-gradient(180deg,rgba(9,55,75,.01),rgba(9,55,75,.10)),url('../img/services-strategic-recovery.jpg');
  background-position:center 54%;
}
.page-hero-image.faq-photo{
  background-image:linear-gradient(180deg,rgba(23,38,49,.01),rgba(23,38,49,.07)),url('../img/faq-guidance.png');
  background-position:center;
}
.page-hero-image.blog-photo{
  background-image:linear-gradient(180deg,rgba(23,38,49,.02),rgba(23,38,49,.08)),url('../img/blog-workspace.png');
  background-position:center;
}
.page-hero-image.contact-art{
  background-image:linear-gradient(180deg,rgba(23,38,49,.02),rgba(23,38,49,.08)),url('../img/contact-support.png');
  background-position:center;
  background-size:cover;
}
.page-hero-image.contact-art:before,.page-hero-image.contact-art:after{display:none}
.page-hero-image.apply-photo{
  background-image:linear-gradient(180deg,rgba(9,55,75,.01),rgba(9,55,75,.08)),url('../img/apply-started.png');
  background-position:center 48%;
  background-size:cover;
}
.page-hero-image.apply-photo:before,.page-hero-image.apply-photo:after{display:none}

/* Home-page bank recognition strip. Kept quiet to match the editorial brief. */
.bank-strip{background:#fff;border-top:1px solid var(--line)}
.bank-strip-head{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-bottom:28px}
.bank-strip-title{font-family:"Manrope";font-weight:800;color:var(--navy);letter-spacing:-.035em;font-size:clamp(1.75rem,2.8vw,2.65rem);margin:.45rem 0 0}
.bank-strip-head>p{max-width:470px;margin:0;color:#758087;line-height:1.7;font-size:.92rem}
.bank-logo-grid{display:grid;grid-template-columns:repeat(9,minmax(0,1fr));gap:12px}
.bank-logo-card{height:96px;border:1px solid var(--line);border-radius:20px;background:#fff;display:flex;align-items:center;justify-content:center;gap:8px;padding:16px;box-shadow:0 8px 24px rgba(23,38,49,.035);transition:transform .2s ease,box-shadow .2s ease}
.bank-logo-card:hover{transform:translateY(-2px);box-shadow:0 13px 30px rgba(23,38,49,.07)}
.bank-logo-card img{display:block;max-width:76px;max-height:58px;object-fit:contain}
.bank-logo-card img.wide{max-width:116px;max-height:48px}.bank-logo-card img.square{width:52px;height:52px;border-radius:10px}
.bank-wordmark{flex-direction:column;text-align:center;line-height:1.05}
.bank-wordmark .brand-mark{font-family:"Manrope";font-weight:800;font-size:.9rem;white-space:nowrap}.bank-wordmark small{font-size:.55rem;color:#6f777d;margin-top:3px}
.bank-wordmark.fnb{color:#112f2d}.bank-wordmark.fnb:before{content:"";width:28px;height:28px;border-radius:50%;background:linear-gradient(145deg,#f9a927 0 48%,#1ca7a2 49% 100%);box-shadow:inset 0 0 0 5px #fff,0 0 0 1px #d9e4e4}
.bank-wordmark.standard{flex-direction:row;color:#00529b}.brand-shield{width:27px;height:31px;display:grid;place-items:center;border:2px solid #00529b;border-radius:5px 5px 12px 12px;font-weight:900;font-size:.72rem;transform:skewY(-5deg)}
.bank-wordmark.african{flex-direction:row;color:#1a4c78}.brand-orbit{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(#2fa4a8,#77bd55,#2fa4a8);color:#fff;font-weight:900;box-shadow:inset 0 0 0 5px #fff}
.bank-wordmark.gotyme{flex-direction:row;color:#111}.brand-pixel{width:28px;height:28px;border-radius:7px;background:repeating-linear-gradient(135deg,#f0b322 0 4px,#d89b0f 4px 8px);transform:rotate(12deg)}
.bank-wordmark.investec{flex-direction:row;color:#172b55}.brand-compass{font-size:1.8rem;font-weight:400;color:#7fa9bf}
.bank-wordmark.discovery{flex-direction:row;color:#5b2b86}.brand-dot{width:27px;height:27px;border-radius:50%;background:radial-gradient(circle at 36% 35%,#fff 0 3px,transparent 4px),linear-gradient(145deg,#eb2f80,#643195);box-shadow:0 0 0 4px rgba(99,49,149,.08)}
.bank-disclaimer{font-size:.7rem;color:#98a1a6;text-align:center;margin:15px 0 0}
@media(max-width:1199.98px){.bank-logo-grid{grid-template-columns:repeat(5,minmax(0,1fr))}}
@media(max-width:767.98px){.bank-strip-head{display:block}.bank-strip-head>p{margin-top:14px}.bank-logo-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.bank-logo-card{height:88px;padding:12px}}
@media(max-width:420px){.bank-logo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}


/* v2.4 managed Blog */
.blog-card-image{height:190px;border-radius:18px;overflow:hidden;margin:-10px -10px 18px;background:var(--wash);border:1px solid var(--line)}
.blog-card-image img{width:100%;height:100%;object-fit:cover;display:block}
.blog-meta{display:flex;flex-wrap:wrap;gap:10px;color:#869097;font-size:.78rem;margin:.3rem 0 .8rem}
.blog-empty{max-width:760px;margin:36px auto 0;text-align:center;border:1px dashed var(--line);border-radius:28px;padding:48px 28px;background:#fff}
.blog-post-wrap{max-width:920px;margin:0 auto}
.blog-post-header{margin-bottom:28px}.blog-post-header h1{font-family:"Manrope";font-size:clamp(2.7rem,5vw,5rem);letter-spacing:-.045em;line-height:1.02;color:var(--navy);font-weight:800}
.blog-post-image{width:100%;max-height:520px;object-fit:cover;border-radius:30px;border:1px solid var(--line);box-shadow:var(--shadow-soft);margin:20px 0 34px}
.blog-body{font-size:1.05rem;line-height:1.9;color:#536068}.blog-body p{margin:0 0 1.35rem}.blog-body h2,.blog-body h3{font-family:"Manrope";color:var(--navy);font-weight:800;margin:2rem 0 .8rem}.blog-body ul,.blog-body ol{margin-bottom:1.35rem}
.blog-back{display:inline-flex;align-items:center;gap:7px;font-size:.88rem;font-weight:750;color:var(--teal-dark);margin-bottom:22px}

/* v2.5 Blog empty state */
.blog-empty-main{max-width:760px;margin:0 auto;text-align:center;padding:64px 34px;border:1px solid var(--line);border-radius:30px;background:#fff;box-shadow:var(--shadow-soft)}
.blog-empty-main .kicker{justify-content:center}.blog-empty-main h2{font-family:'Manrope';font-weight:800;color:var(--navy);font-size:clamp(2rem,3.4vw,3.2rem);letter-spacing:-.04em;margin:1rem 0}.blog-empty-main p{max-width:650px;margin:0 auto;line-height:1.75;color:#718087}